What is Cabital Earn?

Cabital Earn is a new, innovative product that helps you earn sensible returns from crypto assets. Our Earn product allows you to invest your crypto assets like Bitcoin, Ether and stablecoins without unreasonable risks and costs.
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Cabital Earn offers Flexible and Fixed Savings options.

On Cabital's platform, you can view your full investment portfolio with detailed information around your assets allocated in Flexible and Fixed. Your investment return will be calculated according to the roles of the Savings product you have invested in.

Please refer to our FAQ page for more information.

1. Create an account in 1 min
2. Top-up with supported fiat currencies through local bank transfer
3. Start earning high and stable interest on your crypto

Please refer to our FAQ page for more information.

To subscribe:
1. Select the crypto you want to invest in on “Products” page.
2. Check out the detailed rules on the page, then click “‘Subscribe”’.
3. Input the subscription amount you want and then click “‘Subscribe”’ (click here to check the min/max limit on subscription/redemption).
4. Confirm your subscription information and tick on the agreement terms, then click “Subscribe”.
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To redeem:
1. Select the crypto you want to redeem on “Products” page.
2. Click “Redeem” button on the page.
3. Input the amount on the blank, and choose redeem method, and then click “Redeem” button (click here to check the min/max amount)*.
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*Please note that your funds will be settled to your account on the next day at 08:00 UTC after you redeem for Standard Redeem method.  

Please refer to our FAQ page for more information.

Redemption on flexible terms is available at any time. You are able to redeem your Flexible Savings between two redemption methods, instant redemption or standard.

For standard redemptions, your redeemed amount will be settled to your balance on the next day at around 08:00 UTC after you redeem. And the redeemed funds will continue to accrue the interest of the redemption day.

For instant redemptions, the redeemed amount will be settled to your balance instantly, and the redeemed funds will stop accruing the interest at the same time.

Please refer to our FAQ page for more information.

For Flexible Savings, please refer to our FAQ page for more information.
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For Fixed Savings, please refer to our FAQ page for more information.

Normally, the verification will be processed automatically and finish within 30-60 minutes. If manual processing is required, then it may take longer time but should not exceed 24 hours.

It’s important that you upload valid and clear documentation, which of course takes up less time to keep you waiting.

If you do not receive the result after 24 hours, please contact us through support@cabital.com

You can use EUR, CHF, GBP, VND and BRL to buy cryptocurrencies via bank transfers. We are working on supporting more currencies, including but not limited to USD, etc.

Please refer to our FAQ page for more information.

Daily Interest = (Accruing Principal x APY) / 365
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Accruing Principal = Principal + previously accumulated interest

*Interest accruement starts on D+1;
*You can redeem your Flexible Savings at anytime. Cabital offers Instant Redemption to give you access to your funds immediately and Standard Redemption to allow you to keep accruing interest on the day you redeem;
*There is no interest be accrued for the part redeemed from the day of the redemption settlement date;

Note:  
1. APY changes daily due to the market, which means daily interest changes accordingly.
2. Your interest is accrued on the next day after you subscribe (D+1), and reflected in your account at 08:00 UTC two days later (D+2) after you subscribe.
3. The interest amount is rounded down to 6 decimal places for USDT, and 8 decimal places for BTC/ETH.

Please refer to our FAQ page for more information.

Interest = (Principal X APY / 365)  X Period 

For example:
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You subscribed to USDT 30-Day Fixed Savings with 1000 USDT, your interest will be calculated as follows:
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• Principal: 1000 USDT
• APY: 4%
• Interest: (1000 USDT X 0.06 / 365) X 30 = 3.287671 USDT

Note: 
 1. APY is a fixed rate that is shown on the product page when you subscribe.
2. The funds (including principal and interest) will be settled to your wallet on maturity date at 08:00 UTC.
3. The interest will be calculated for one day first, and be rounded down to 6 or 8 decimal places, then multiplied by your subscription period. 6 decimal places for USDT, and 8 decimal places for BTC/ETH.

Please refer to our FAQ page for more information.